TOBB Nefes Credit applications will begin on June 8, 2026, and will provide financing support of up to 3 million TL to SMEs.
The TOBB Nefes Credit program has been relaunched through cooperation between TOBB, the Credit Guarantee Fund (KGF), and partner banks.

Businesses that are members of Chambers of Commerce and Industry and Exchanges affiliated with TOBB and meet the SME definition can apply for the loan starting Monday, June 8, 2026.

BASIC INFORMATION ABOUT THE LOAN:

Maximum loan amount: 3 million TL
Up to 48 months including a 6-month grace period
36% interest rate for terms up to 24 months
34% interest rate for terms over 24 months
Application fee: 7,500 TL
Bank commission: 0.5%
Guarantee commission: 1.5%
Banks where applications can be made:

Akbank
DenizBank
QNB Bank
T.C. Ziraat Bank
Türkiye Garanti Bank
Türkiye Halk Bank
Türkiye Vakıflar Bank
Yapı ve Kredi Bank
Ziraat Participation Bank